G-7NDSD6WRGQ
  • Home Page |
  • Author-Page |
    • "My Books" Section Home Page
    • The Power of Authentic Communication: Speak Clearly, Listen Well, Connect with Confidence
    • Finding the Best Version of Ourselves: The Interview of Self
    • Interviewing Yourself and Asking The Right Questions
    • Networking With a Purpose: The Informational Interview, It's Use ...................l
    • "The Human Factor: How Finding Your Dream Job Starts By Getting To Know Yourself’
    • Why Professionals Use LinkedIn
    • Work Matters It takes Technology..
    • Work Matters Insights & Stategies for Job Seekers in this Rapidly Changing Economy →
    • Terminology Is More Than Words
    • Embrace Life’s Randomness: Path to Personal Reinvention
    • Why Life Stories Change Are We a Result of Choice or Circumstance
    • Philosophers are Self Help Authors
    • Mastering the Art of Communication: The Power of Precision in Language
    • Readers Comments Ads
    • Ad Focus for My Book Marketing
    • Literary Influences Overview
    • Book Reviews
    • Book Review Index A-Z
    • Book Lover Information
    • Reading & Writing
    • Favorite Authors
    • Essays
    • Poetry Favorites Reviewed
    • Poetry by Brent M. Jones
    • Stephen King
    • Thoughts, Quotes & Goals
    • Writer Symbolism
    • Attitude & Feelings Matter
    • Art & Reviews
    • Artificial Intelligence - AI
    • About Free Will, Determinism & Self Help Authors
    • Authenticity Matters
    • Branding & Social Media
    • Career Development
    • Creativity
    • Coaching & Mentoring
    • Career -Insights
    • Communication - All Factors Matter
    • Employment Trends
    • Entrepreneurship
    • Education or Experience
    • Fiction & Fantasy
    • Finding Inspiration
    • Interviews & Resumes
    • Informational Interviews
    • Iconic Life Events
    • Jobs
    • Kindness , Doing Good, & Helping Others
    • LinkedIn - Using it
    • Linked Home Page - Summary
    • LinkedIn Newsletter Articles
    • Manipulation
    • Marketing - Publishing, ETC
    • Mental Health & Aging
    • Networking & Connections
    • Photo Essays & Reviews
    • Personal Reinvention
    • Positivity - Positive Thoughts
    • Soft Skills & Personality Traits
    • Self-Improvement
    • Introduction My Video Channel
    • Videos -Brent M. Jones Writings & Books
    • Life Changing Topics & Ideas Videos
    • Videos About Why Professionals Use LinkedIn
    • Positivity & Inspiration Videos
    • Personal & Career Development Videos
    • Communication Skills Videos
    • Overview of my YouTube Channel
    • Alliance of Independent Authors
    • About Random Thoughts
    • Guest Post
    • Nonsense & Quotes
    • Misc.
    • Readers Comments
    • Newsletter & Contact
Menu

Brent M. Jones - Connected Events Matter

11400 W Olympic Blvd Ste 200
Los Angeles, CA 90064-1584
Phone Number
Exploring the unexpected connections that shape our lives

 

 

 

Book Reviews, Comments & Stories,       Quotes, & Poetry & More

 

 

 

"Connections and Why They Matter"

 

 

 

 

 

 

Most of what happens in our life will spark a connection.  Life connects with what has been found in books. Books connect with what happens in life. Use the connections to help you see more clearly. A love of reading and writing is what motivated the creation of this blog. Thank you for coming to the blog. 

 

3

 

 

ff

 

Th

Brent M. Jones - Connected Events Matter

  • Home Page |
  • Author-Page |
  • My Books |
    • "My Books" Section Home Page
    • The Power of Authentic Communication: Speak Clearly, Listen Well, Connect with Confidence
    • Finding the Best Version of Ourselves: The Interview of Self
    • Interviewing Yourself and Asking The Right Questions
    • Networking With a Purpose: The Informational Interview, It's Use ...................l
    • "The Human Factor: How Finding Your Dream Job Starts By Getting To Know Yourself’
    • Why Professionals Use LinkedIn
    • Work Matters It takes Technology..
    • Work Matters Insights & Stategies for Job Seekers in this Rapidly Changing Economy →
    • Terminology Is More Than Words
    • Embrace Life’s Randomness: Path to Personal Reinvention
    • Why Life Stories Change Are We a Result of Choice or Circumstance
    • Philosophers are Self Help Authors
    • Mastering the Art of Communication: The Power of Precision in Language
    • Readers Comments Ads
    • Ad Focus for My Book Marketing
  • Literary Influences |
    • Literary Influences Overview
    • Book Reviews
    • Book Review Index A-Z
    • Book Lover Information
    • Reading & Writing
    • Favorite Authors
    • Essays
    • Poetry Favorites Reviewed
    • Poetry by Brent M. Jones
    • Stephen King
    • Thoughts, Quotes & Goals
    • Writer Symbolism
  • Content |
    • Attitude & Feelings Matter
    • Art & Reviews
    • Artificial Intelligence - AI
    • About Free Will, Determinism & Self Help Authors
    • Authenticity Matters
    • Branding & Social Media
    • Career Development
    • Creativity
    • Coaching & Mentoring
    • Career -Insights
    • Communication - All Factors Matter
    • Employment Trends
    • Entrepreneurship
    • Education or Experience
    • Fiction & Fantasy
    • Finding Inspiration
    • Interviews & Resumes
    • Informational Interviews
    • Iconic Life Events
    • Jobs
    • Kindness , Doing Good, & Helping Others
    • LinkedIn - Using it
    • Linked Home Page - Summary
    • LinkedIn Newsletter Articles
    • Manipulation
    • Marketing - Publishing, ETC
    • Mental Health & Aging
    • Networking & Connections
    • Photo Essays & Reviews
    • Personal Reinvention
    • Positivity - Positive Thoughts
    • Soft Skills & Personality Traits
    • Self-Improvement
  • Videos |
    • Introduction My Video Channel
    • Videos -Brent M. Jones Writings & Books
    • Life Changing Topics & Ideas Videos
    • Videos About Why Professionals Use LinkedIn
    • Positivity & Inspiration Videos
    • Personal & Career Development Videos
    • Communication Skills Videos
    • Overview of my YouTube Channel
  • Misc.|
    • Alliance of Independent Authors
    • About Random Thoughts
    • Guest Post
    • Nonsense & Quotes
    • Misc.
    • Readers Comments
    • Newsletter & Contact
Untitled design (1).png

.

How much debt is ok & 7 Ways to reduce Debt →

November 22, 2020 Brent Jones
How & Why I used the Poem Invictus to market Embrace Life's Randomness (3).png
. RSS

One way to determine how much debt you should have is to see what the Consumer Financial Protection Bureau recommends? They suggest you keep your debt-to-income ratio below 43%. No more than 43 percent of your gross monthly income is needed to pay your fixed debts, including your mortgage and other car loans. The 43% suggestion is higher than what most lenders ask for. They prefer to see a debt-to-income ratio smaller than 36%, with no more than 28% of that debt going towards servicing your mortgage.

A loss of income or increased living costs or expenses can cause a household debt crisis. The biggest reason for unexpected debt is medical expenses, which generate half of all bankruptcies in the United States.

Sometimes married couples leave paying the bills to just one team member even though both have a regular impact on the spending. It is important to remember that when married, it isn’t your money. It is our money. If an agreement is never reached on how much debt to carry and the importance of paying promptly, problems follow.

Be aware of all the bills and the total owed. If you are locked into a higher cost of living than you can afford, you have to increase your income or lower expenses. You may have to sell the house, move into a smaller one, or drive a less expensive car. A second job can get you out of debt faster, but if it takes two appointments to maintain your lifestyle, it reduces your costs unless you like working two jobs. Once you understand your debt-to-income ratio and make the apparent change, you will likely need some suggestions to reduce your debt, and here are some additional ways.

7 Ways to Reduce Debt

Make a list of all your debts and income

Lower your interest rates

Pay more than you have to pay to reduce debt

Earn more money (Take a 2nd job)

Spend less money

Create a budget for short & long term

Lower your costs: Less expensive house and car.

In Reduce debt, Increase Income Tags debt, Budget
← 2 Most Important Skills for SuccessShould you use a coach or a mentor? →
. RSS

Thank You for Visiting this Site

Site Author

Who is Brent M. Jones?

Author, Mentor, Personal & Career Development Coach, Consultant & Business Leader.

Author's Page Amazon
Book Reviews
My Books

CONNECTED EVENTS MATTER

Because they Explain Who We are and Where We Are Going

 © Copyright 2025 Connected Events Matter